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Details about lending in private companies

by marusia

Many individuals want to get a quick loan that requires a minimum of time for processing and is not burdened with significant bureaucratic procedures. A similar loan option can be provided by microfinance organizations where the amount of money is small and the repayment period is short.

In Romania, this company is Viaconto.

Features of the organization and loan processing

The company works in the field of online lending, that is, it offers loans through a website, with the provision of documents in a digital version. Among the conditions under which funds are provided, it is worth highlighting:

  1. The person must have a document proving Romanian citizenship.
  2. The age of people must be within the range from 20 to 65 years.
  3. The client must have a salary account in the bank and an active card to which the funds taken on credit will be transferred, and the loan will be repaid from it.
  4. The loan is issued for a period of 5 to 30 days, the amount can range from 200 to 4000 lei.

To obtain a loan, you need to go to the official website of the organization, where there is an online calculator on the main page, and follow these steps:

  1. Use the slider to determine the required amount to receive and select the period during which the loan will be repaid.
  2. The total amount of debt that will need to be paid will immediately appear.
  3. If you are satisfied with all the parameters, you need to click the “Apply” button.
  4. A field will appear where you need to enter your passport data, postal address, email, and phone number.
  5. Employment and income data are provided. All information must be confirmed by electronic copies of documents, including an account statement.
  6. You are required to take a selfie with your ID card unfolded to confirm that it is the passport holder who is applying for the loan, this will help avoid cases of fraud.

Next, the correctness of filling out the form is checked and the application is sent to the microfinance organization. If it is approved, the funds are transferred to the specified bank card number.

Benefits of the service

It is fast, convenient, and has a high approval rate. There is no need to look for a bank office or waste time on bureaucratic procedures; the decision to approve a loan is made within 15-20 minutes.

All conditions are transparent, work is carried out at fixed rates, the total amount of debt is indicated immediately upon registration and does not change subsequently.

The organization is loyal to clients, gives precise instructions on the rules for repaying the loan, and the service operates around the clock.

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